Powering Digital Financial Inclusion
Your fintech team, already built.
End-to-end fintech infrastructure for Philippine banks, cooperatives, and merchants. We build, integrate, and manage your custom digital transformation so you can focus on scaling.
- Since 2015
- Building for Philippine finance
- BSP-supervised
- E-money issuer and payment system operator
- PCI DSS & SOC 2 Type 1
- Certified operations
Trusted by leading Philippine institutions
What we do
Tell us who you serve and we'll show you what we can run for you. Every service below sits on the same platform, so you can start with one and add the rest when you're ready.
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Rural banks, cooperatives, microfinance institutions and banks
Take your institution digital
Give your members a mobile app, online account opening and a branch system that talks to your core banking system. Your brand, your members, your records. We handle the technology.
Talk to us about going digitalWe work with
- Member mobile app and online onboarding
- Branch and back-office web system
- Integration with your existing core, or none needed
- Cash Teller Machines for towns without a branch
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Merchants, enterprises and platforms
Get paid and pay out
Accept QR Ph payments in store and online, send payouts and payroll, and collect bills. One integration, one dashboard, settlement you can reconcile.
See payment solutionsWe work with
- QR Ph acceptance for stores and online checkout
- Disbursements, payouts and payroll
- Bills payment and collections
- Cash in and cash out
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Brands, communities and organizations
BSP-supervisedLaunch your own e-wallet
Put a wallet in your customers' hands under your own name, running on our BSP-supervised e-money platform. We take care of the ledger, the compliance and the day-to-day operations.
Explore wallet optionsWe work with
- Your brand, your app, your customer relationship
- Runs on a BSP-supervised e-money issuer
- Send, pay, cash in and cash out from day one
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Built into every service above
Stay compliant and secure
Monitor transactions for money laundering and fraud, prepare regulatory reports, and keep your systems to the security standards auditors ask for.
Request our security and compliance documents- Fraud and AML Monitoring on every transaction
- Regulatory reports For the AMLC, BSP, CIC and CDA
- API security APIs and AI workloads protected with Ammune.AI
- Security operations PCI DSS certified and SOC 2 Type 1
Traxion products
Beyond finance
The same platform and team also serve government, schools, enterprises, and public safety.
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Government
City portals for citizen services, local taxes and operations (dxLGU), and blockchain for accountable public transactions (QADENA HUB).
Manila taps QADENA for budget transparency -
Education
A learning platform that connects students, parents and teachers: lessons, timetables, homework and messages in one place (Akademya).
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Enterprise
A mobile POS that takes cards, e-wallets and QR in one device (TraxionOne), and BIR tax fiscalization for every sale (TraxionOne FDO).
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Public safety
AI video analytics that turn surveillance footage into real-time safety insights (BANTAI).
What “fully managed” means
You keep the customer relationship and the decisions. We carry the technology from setup to daily operations.
You keep
- Your brand
- Your members and customers
- Your records
- The decisions
We handle
- Setup and connection to your core and channels
- Moving your records and training your people
- Hosting, monitoring and updates
- Support
- Security controls and audit trails
- Regulatory reports, current as rules change
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Once
We set it up
We configure your brand, connect to your core and your channels, migrate your records and train your people.
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Every day
We run it and keep it compliant
Hosting, monitoring, updates and support are on us, and security controls, audit trails and regulatory reports stay current as rules change. Your staff use the system; they never have to maintain it.
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When you’re ready
You add more
Start with one service. Add payments, wallets or machines later on the same platform, without another project.
Why institutions choose Traxion
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Fast
Live in weeks, not years.
Our platform is already built and already running for other institutions. Your project is configuration and integration, not a fresh build.
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Affordable
Priced for a rural bank, not just a big bank.
You share the cost of one platform and one team with other institutions, so you pay a monthly fee instead of funding a whole IT department.
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Proven
More than a decade in Philippine finance.
We've worked with government banks, rural banks, cooperatives, microfinance institutions and merchants across Luzon, the Visayas and Mindanao.
Licensed, certified and accountable
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BSP-supervised
Traxion Pay is an Electronic Money Issuer and a registered Operator of a Payment System.
See the BSP list of e-money issuers (opens in a new tab) -
PCI DSS
Certified for handling card payment data: PCI DSS v4.0.1, renewed March 2026.
Read about the renewal -
SOC 2 Type 1
Independently audited security, availability and confidentiality controls. Certified January 2026.
Read about the certification -
NPC registered
Data Protection Officer and data processing systems registered with the National Privacy Commission.
See the NPC seals
Certifications and Affiliations
With Traxion, your business is secured by global standards and regulated by the Philippines' top financial authorities.
Registered with the National Privacy Commission
Click or Scan QR to view · Last Updated: Jan 2026
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Tell us what you need to run. We'll show you how fast it can go live.
Book a short call with our team. Bring your current setup and your plans; we'll come back with a scope, a timeline and a monthly price.
Enabling enablers since 2015.